How We Work With Clients
- Communication is two-way street
- Where assets are held
- Cost structure
- Investment management style
- Opening, transferring, and funding accounts
- Investment vehicles
Communication- Two Way Street
Our role is to offer multiple avenues to communicate with each other, access to your accounts, and keep you informed about market conditions. Your role is to keep us informed about any life changes so we can help you adjust your financial (and life) plans accordingly.
- Weekly Commentary – email each Friday that reviews market conditions, life planning and related issues.
- Virtual appointments – online account reviews; conference call discussion
- Face to Face appointments – when you want to talk in person
- Performance Reporting – performance of your money; delivered by email or US Mail
- Online Investment Account Access – check your account status at any time through a secured web site
- Option to meet with our wealth management and life planning specialists in a joint appointment.
Discount Broker Holds Assets
We utilize discount brokerage firms in managing client accounts. By doing so we reduce costs, and the extra savings is passed onto the client. Monthly statements are provided by the discount broker.
Fee-Based Cost Structure
Because we are a fee-based advisory firm, we have more flexibility in our investment choices as well as access to investments that are not available to the individual investor. Our fee-only money management method is a percentage of the average balance of assets under management. The more your money grows, the more we have to manage so it’s a mutually beneficial relationship. IIA does not receive any commissions or sales charges in the management of client accounts.
After the initial free consultation, an hourly fee structure is available when appropriate in lieu of paying fees on assets.
Education programs are tailored to your business or organization’s needs and priced accordingly.
Investment Style – Active Management
We monitor and actively manage each client portfolio, and implement changes as necessary to meet your specific objectives. We keep a long-term perspective on investment facts and trends, and educate you about their impact to your financial situation.
Opening An Investment Account
Starting an account is very simple. We take care of all the necessary paperwork. In addition, we arrange for asset transfer, automatic deposit or withdrawal, and can work with your CPA and/or attorney to help ensure the transition works in unison with your tax planning.
Investments Vehicles
Depending on your risk tolerance, we can use many different types of securities to meet your specific investment objectives.
- Bonds
- Certificates of Deposit
- Mutual Funds
- ETFs (Exchange Traded Funds)
- Individual Stocks
We take time to understand your goals, diagnose your financial situation, prescribe a tailored solution and provide ongoing care.
Aren’t sure about your goals? Seeking some life direction or meaning? Learn about our Strategic Life Planning services.
