Frequently Asked Questions (FAQs)

What does an Investment Advisor do?

An Investment Advisor generally provides discretionary investment management services consistent with a client’s goals and objectives for a designated portfolio. A qualified Investment Advisor adds value in a number of areas:

Helping the client identify life goals (e.g. wealth accumulation, education, retirement, estate planning)
Projecting the cash requirements to achieve those goals
Analyzing the available assets from which to meet the cash flow requirements
Determining the client’s investment risk tolerance
Selecting an asset allocation strategy that best matches the client’s goals with the funds available for investment and the client’s risk tolerance, liquidity needs and tax situation
Achieving investment goals while minimizing taxes on capital gains and income
Structuring and executing an investment plan to help achieve those goals

What are the advantages of hiring IIA?

The advantages of being a client of IIA include:

Understanding that life and money integrate together, and helping you make choices that work in tandem.
Forging a close working relationship with an experienced Portfolio Manager
Constructing a customized/individualized portfolio consistent with client objectives
Maintaining a long-term disciplined investment strategy
Minimizing transaction costs
Working with a firm which seeks to deliver excellent service

Who can benefit most from the services at IIA?

We serve a diverse clientele, which includes individuals, families, physicians, entrepreneurs and professionals. Most of our clients come to IIA for the following reasons:

Successful business persons and professionals who are too busy to effectively oversee their investments on a day-to-day basis and do the research necessary to manage their portfolios.
Individuals who have had an erratic track record managing their own funds and wish to forge a long-term relationship with an experienced investment professional.
Individuals nearing retirement age who will depend upon the prudent management of their capital to provide for their desired lifestyle in retirement.
Individuals and families who already possess substantial savings and their primary objective is the preservation of capital and income generation.
Individuals who are retired and depend upon an income from their assets to maintain their lifestyle.
Individuals at the early phases of their career who are interested in the long-term accumulation of wealth.
The vast majority of IIA’s clients are referrals from existing clients or other professionals.

I want to be sure my personal information is kept confidential. What protection does your Privacy Policy afford?

We share your concern. It is against federal and state laws for any employee to disclose information about your account with anyone outside the firm unless such disclosure is authorized by you. Our Privacy Policy has been established to conform with all applicable federal and state laws.

How do you charge for your services?

Investment management is a under fee-only cost structure where a percentage is assessed on your average account balance each year. As your assets accumulate, the percentage is lowered. Strategic Life Planning is available as a group workshop, individually and as ongoing support. The prices depend upon which option, or combination of options, you choose.

Why would I use IIA versus a large national firm?

We are an independent SEC registered investment advisory firm. What does that mean? We put our clients’ interest first because we are not constrained to sell specific investments or meet quotas. For example, we have the flexibility to invest in multiple fund families without the client incurring additional fees. In addition, we go beyond money management, assisting you with all aspects of your financial strategy such as working with your CPA on tax strategies, estate attorney on your financial legacy or business valuation experts for the exit plan from your business.

Will you come to my home or business for appointments?

We’re flexible to meet your needs although we are conscious of our own time and commitment to serve all our clients. If a “house call” is appropriate for the situation, we’d be happy to do so.

How do I get started?

Share and Enjoy: